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Uite ce am gasit in ziar astazi (II)

Discussion in 'SEZATOARE' started by Dan, Feb 25, 2013.

  1. Dr. Evil

    Dr. Evil Member

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    Cum si-a dat Papa demisia, cum s-a vindecat un copil de SIDA...
     
  2. dromaderu

    dromaderu Active Member

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  3. Dan

    Dan Administrator Staff Member

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    TheXman Active Member

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  5. dromaderu

    dromaderu Active Member

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  6. tziricutza

    tziricutza New Member

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  7. albea

    albea Active Member

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    Super cool!! Bravo! -bravo-
     
  8. dromaderu

    dromaderu Active Member

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    Din pacate am apucat sa vad chestia la un amic pe FB acum v'o doua zile, am ramas...mut/scarbit, daca si paparuda aia mai reprezinta romanii din UK... -nuuu- -nuuu- -nuuu-

    Imi place prezentarea facuta ei la inceput :

    "one of the hardest working Romanian people" -ras2- -ras2- -ras2- -ras2-
     
  9. tziricutza

    tziricutza New Member

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    Totusi este ceva! Ar trebui sa faca mai multe vedete cunoscute chestii de genul asta. Nici eu nu le apreciez (a se citi: nu le inghit pe astea doua nici cu 3 kg de lamai!) dar totusi au miscat ceva in apararea romanilor.
     
  10. TheXman

    TheXman Active Member

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  11. Mirela00

    Mirela00 New Member

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  12. glissando

    glissando New Member

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  13. mufa

    mufa Active Member

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  14. glissando

    glissando New Member

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    Poate nu ai realizat, dar... ai dobanda negativa la savings; inflatia ti-a redus puterea de cumparare, inflatie cauzata de Bank of England care tine dobanda aproape de zero si tipareste bani ca sa ajute bancile; bancile mari beneficiaza de subventii implicite pentru ca guvernul nu va lasa banci cu risc sistemic sa se prabuseasca - chestia asta este bine stiuta deci ele se imprumuta mai ieftin decat bancile mici insa pe clienti ii imprumuta la dobanzi destul de mari, deci au marja de profit mai mare fara sa faca mare lucru, doar beneficiind de subventia asta implicita (deci nu neaparat din vreun merit deosebit al bancii respective); programul Funding for Lending este si el o subventie mascata. Uite:

    http://www.bankofengland.co.uk/publicat ... 2/067.aspx

    http://www.neweconomics.org/publication ... l-services

    http://www.bankofengland.co.uk/publicat ... ech433.pdf

    Sunt multe de spus pe tema asta. Faptul ca Barclays nu a fost cumparata direct de stat nu inseamna ca nu a beneficiat de banii mei si ai tuturor celor care lucreaza in Anglia. In conditiile astea mi se pare normal ca lumea sa stie ce fac bancile cu banii.
     
  15. mufa

    mufa Active Member

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    Well, tocmai de aceea prefer să cheltui banii pe alcool și alte cele trebuinciose unui trai plăcut, decît să-i țin într-un cont de savings cu "dobîndă negativă!". Adică aduc bani de acasă după un an, sau cum?
     
  16. glissando

    glissando New Member

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    @mufa
    Asa e, ai dreptate.
    La chestia cu dobanda negativa m-am exprimat eu prost, trebuia sa zic dobanda real negativa. Ideea e ca banca iti da 0.5% dobanda pe an iar inflatia e aproape 4% pe an. Deci intr-adevar mai bine ii cheltuiesti decat sa ii economisesti, asta daca nu iti trebuie la ceva gen depozit pt mortgage.
     
  17. sapanta

    sapanta Active Member

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    iar ei isi trag bani indirect oricum... faci o plata cu cardul in uk - ei isi iau un comision de la comerciant. daca faci o plata p'afara (de ex in ro), se mai adauga si 2-3% comisionul de schimb valutar
    deci platesti pana la urma.

    sigur ca nu se platesc acele comisioane clasice cu care suntem obisnuiti prin ro - cont curent, retragere, internet - dar acolo e haiducie cu bancile...
     
  18. mufa

    mufa Active Member

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    @sapanta: exista carduri fara comisioane la folosirea in afara UK.


    Semnătură!
     
  19. sapanta

    sapanta Active Member

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    stiam de ele, dar dupa ce am vazut extrasele de anu trecut si cat era cursul efectiv de schimb am hotarat sa incerc si eu unul...
    sta frumos in standby pana ajung prin ro.
     
  20. mufa

    mufa Active Member

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    Inteleg. Tu intii cumperi ceva si pe urma te uiti cit costa. Boier, ce sa zic :d


    Semnătură!
     

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